Credit Rating

- Register and complete the payment through the official training website.

- Upon successful registration, an invitation email—including the access link, workshop resources, and Pre- & Post-Assessment links—will be sent one day before the workshop.

Credit rating is in focus because of the high-profile credit problems. This workshop introduces credit rating and focusses on the credit rating process. This workshop provides delegates with an in-depth understanding of securities credit rating. Upon completion of this course, participants will be able to:

Understand credit rating symbols

Gain insight into the credit rating process

Interpret key financial ratios used in the credit rating process 

This workshop is suitable for all financial services professionals who wish a good introduction to credit rating, especially M&A professionals, investment and commercial bankers, credit analysts, compliance professionals, regulators, banking supervisors, asset managers, Basel II/III project managers, investors, and other seeking a greater insight into securitization and the use of securitized instruments. 

Certificate of participation issued by UASA & CMA. 

1. Understanding Credit Rating

Credit rating agencies

Interpretation of rating symbols

Short-term and long-term ratings

External and internal ratings

2. Probability of Default, Loss Given Default, and Transition Matrix

Probability of default

Loss given default

Recovery rate

Expected loss

Transition matrix

3. Credit Rating Process

Financial statement adjustments

Key financial ratios used in the credit rating process

Treatment of off-balance sheet items

4. Credit rating Process 2

Company SWOT analysis

Industry SWOT analysis

The state of the economy

Credit rating models

5. Securities Credit Rating

Sovereign ratings

Stock ratings

Corporate bond ratings

Derivative ratings

6. Limitations of Credit Rating

Updating credit rating

Rating differences across rating agencies

AIG and Lehman Brothers AAA and AA ratings minutes before collapsing